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AvaTrade regulation & licences

Forex & CFD broker Founded 2006 🇮🇪 Ireland

Licence ScoreVery strongHow it's calculated

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Our take

AvaTrade was founded in 2006 and its EU business is authorised by the Central Bank of Ireland. The group also holds licences in Australia, Japan, South Africa, Abu Dhabi (FSRA), Israel, Poland and Kenya, with a BVI entity for international clients.

Best suited to: Traders who want a wide choice of regulated entities including Ireland and Japan

Licences on record 9

1 Tier 1 — top-tier regulation

ASICAustralian Securities & Investments Commission🇦🇺 Australia
Reference: check the register
Compensation: No statutory compensation fund for OTC derivatives; complaints go to AFCANegative balance protection: Required for retail clients
CBICentral Bank of Ireland🇮🇪 Ireland
Ref C53877Reported reference — verify
Compensation: Investor Compensation Company (ICCL) — 90% of loss up to €20,000Negative balance protection: Required for retail clients
JFSAFinancial Services Agency of Japan🇯🇵 Japan
Reference: check the register
Compensation: No compensation fund, but client funds must be held in a mandatory trust (kubun kanri shintaku)Negative balance protection: Not a regulatory requirement

2 Tier 2 — strong regulation

FSCAFinancial Sector Conduct Authority🇿🇦 South Africa
FSP 45984Reported reference — verify
Compensation: No compensation scheme; FAIS Ombud handles complaintsNegative balance protection: Not a regulatory requirement
FSRA (ADGM)Financial Services Regulatory Authority, Abu Dhabi Global Market🇦🇪 United Arab Emirates
Reference: check the register
Compensation: No compensation schemeNegative balance protection: Not confirmed — check with the broker
ISAIsrael Securities Authority🇮🇱 Israel
Reference: check the register
Compensation: No compensation schemeNegative balance protection: Not confirmed — check with the broker
KNFPolish Financial Supervision Authority🇵🇱 Poland
Reference: check the register
Compensation: Investor compensation up to the PLN equivalent of €22,000Negative balance protection: Required for retail clients

3 Tier 3 — moderate regulation

CMA (Kenya)Capital Markets Authority of Kenya🇰🇪 Kenya
Reference: check the register
Compensation: No dedicated compensation scheme for online forex clients confirmedNegative balance protection: Not confirmed — check with the broker

4 Tier 4 — light / offshore

BVI FSCBritish Virgin Islands Financial Services Commission🇻🇬 British Virgin Islands
Reference: check the register
Compensation: No compensation schemeNegative balance protection: Not a regulatory requirement

Licences are matched from public sources and regulator registers, and entities change over time. A licence held by one company in a group does not cover clients of another. Always confirm on the official register.

Regulatory profile

AvaTrade is a forex & CFD broker founded in 2006 and headquartered in Ireland.

In our database AvaTrade is matched to 9 licences from ASIC, CBI, JFSA, FSCA, FSRA (ADGM), ISA, KNF, CMA (Kenya) and BVI FSC. The strongest of these, the ASIC (Australia), the CBI (Ireland) and the JFSA (Japan) are among the regulators we classify as tier 1 — bodies with strict capital, client-money and conduct rules.

AvaTrade's licences span very different levels of protection — from ASIC and CBI to CMA (Kenya) and BVI FSC. The entity you are assigned to normally depends on your country of residence; if you live outside the jurisdictions of its stronger licences, expect to be onboarded to an offshore entity.

Depending on the entity, eligible clients may be covered by Investor Compensation Company (ICCL) (CBI) and Investor compensation up to the PLN equivalent of €22,000 (KNF). Negative balance protection is mandatory for retail clients under ASIC, CBI and KNF rules. Retail leverage caps apply at the ASIC, CBI and JFSA-regulated entities (for example 30:1 on major FX pairs at ASIC).

AvaTrade supports MT4, MT5 and its own proprietary platform. The advertised minimum deposit starts from about US$100 — minimums often vary by account type and entity.

Regulatory strengths

  • Central Bank of Ireland and ASIC licences
  • Presence in Japan and the Gulf

Points to check

  • International clients are served from the BVI
  • Inactivity fees can apply

Protection by entity

RegulatorCompensationRetail leverageNegative balance protectionDisputes
1 ASICNo statutory compensation fund for OTC derivatives; complaints go to AFCA30:1 on major FX pairs for retail clients since March 2021Required for retail clientsAustralian Financial Complaints Authority (AFCA)
1 CBIInvestor Compensation Company (ICCL) — 90% of loss up to €20,00030:1 on major FX pairs (ESMA rules)Required for retail clientsFinancial Services and Pensions Ombudsman
1 JFSANo compensation fund, but client funds must be held in a mandatory trust (kubun kanri shintaku)25:1 on FX for individual tradersNot a regulatory requirementFINMAC (Financial Instruments Mediation Assistance Center)
2 FSCANo compensation scheme; FAIS Ombud handles complaintsNo statutory retail leverage capNot a regulatory requirementFAIS Ombud
2 FSRA (ADGM)No compensation schemeSet under FSRA conduct rules; check the firm's disclosuresNot confirmed — check with the brokerADGM Courts
2 ISANo compensation schemeRetail leverage restrictions apply; check the firm's disclosuresNot confirmed — check with the brokerISA
2 KNFInvestor compensation up to the PLN equivalent of €22,00030:1 on major FX pairs (ESMA rules)Required for retail clientsFinancial Ombudsman (Rzecznik Finansowy)
3 CMA (Kenya)No dedicated compensation scheme for online forex clients confirmedMaximum 400:1Not confirmed — check with the brokerCMA complaints
4 BVI FSCNo compensation schemeNo statutory capNot a regulatory requirementBVI FSC

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AvaTrade regulation FAQ

Is AvaTrade regulated?

Yes — in our database AvaTrade is matched to 9 licences: ASIC (Australia), CBI (Ireland), JFSA (Japan), FSCA (South Africa), FSRA (ADGM) (United Arab Emirates), ISA (Israel), KNF (Poland), CMA (Kenya) (Kenya) and BVI FSC (British Virgin Islands). Which of these protects you depends on the legal entity you open an account with. Always confirm the licence on the regulator's official register.

Is AvaTrade a tier-1 regulated broker?

AvaTrade holds 3 licences from regulators we classify as tier 1: ASIC, CBI and JFSA.

Does AvaTrade accept US clients?

AvaTrade is not matched to a CFTC/NFA registration in our database. Only CFTC-registered, NFA-member firms may offer retail forex to US residents, so AvaTrade generally cannot accept US retail forex clients.

Is my money protected with AvaTrade?

Clients of AvaTrade's CBI and KNF-regulated entities may be eligible for statutory compensation (Investor Compensation Company (ICCL) — 90% of loss up to €20,000; Investor compensation up to the PLN equivalent of €22,000). Clients of other entities rely on segregation of funds and the firm's financial strength.

What is the minimum deposit at AvaTrade?

AvaTrade's advertised minimum deposit starts from about US$100. It can differ by account type, payment method and the entity you are onboarded to.

How can I verify AvaTrade's licence?

Find the company name and licence number in AvaTrade's client agreement or website footer, then search it on the regulator's official register (linked from each licence on this page). Confirm that the website domain you use is listed on the register, and check the regulator's warning list for clones.

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Risk warning: CFDs and leveraged forex are complex instruments and come with a high risk of losing money rapidly due to leverage. Most retail investor accounts lose money when trading CFDs. Consider whether you understand how they work and whether you can afford to take the high risk of losing your money. Read more.