Is IG regulated by the BaFin?

What the BaFin licence means

According to our records, IG holds a licence from the Federal Financial Supervisory Authority (BaFin), the financial regulator for Germany. We classify the BaFin as tier 1 — top-tier regulation. Strict capital, client-money and conduct rules with active enforcement; usually leverage caps and often compensation schemes.

For IG clients whose account is held by its BaFin-regulated entity, the key protections are: compensation — EdW — 90% of claim, up to €20,000 (plus €100,000 deposit guarantee at banks); retail leverage — 30:1 on major FX pairs (ESMA rules); negative balance protection — mandatory for retail clients; client money — Client funds segregated under German Securities Trading Act rules. Disputes can be taken to BaFin consumer complaints / ombudsman schemes.

IG is also matched to licences from ASIC, CFTC / NFA, FCA, FINMA, JFSA, MAS, DFSA, FMA (NZ), FSCA and BMA. Note that clients outside Germany may be onboarded to a weaker entity (DFSA, FMA (NZ), FSCA or BMA) instead.

Protection at a glance

Regulator tier

Tier 1 — Top-tier regulation

Compensation scheme

EdW — 90% of claim, up to €20,000 (plus €100,000 deposit guarantee at banks)

Retail leverage

30:1 on major FX pairs (ESMA rules)

Negative balance protection

Required for retail clients

Client money

Client funds segregated under German Securities Trading Act rules

Complaints

BaFin consumer complaints / ombudsman schemes

How to verify this licence

1. Open IG's client agreement or website footer and note the exact company name and BaFin licence number.
2. Search that name or number on the official BaFin register. Check the status is current, not cancelled or suspended.
3. Confirm the website domain you're using (ig.com) is the one listed on the register — clone firms copy genuine licence numbers.
4. Search the BaFin warnings page and IOSCO I-SCAN for the brand name.

IG's other licences