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MultiBank Group regulation & licences

Forex & CFD broker Founded 2005 🇦🇪 United Arab Emirates

Licence ScoreVery strongHow it's calculated

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Licences on record 7

1 Tier 1 — top-tier regulation

ASICAustralian Securities & Investments Commission🇦🇺 Australia
Reference: check the register
Compensation: No statutory compensation fund for OTC derivatives; complaints go to AFCANegative balance protection: Required for retail clients
BaFinFederal Financial Supervisory Authority🇩🇪 Germany
Reference: check the register
Compensation: EdW — 90% of claim, up to €20,000 (plus €100,000 deposit guarantee at banks)Negative balance protection: Required for retail clients
MASMonetary Authority of Singapore🇸🇬 Singapore
Reference: check the register
Compensation: No compensation scheme for leveraged FXNegative balance protection: Not a regulatory requirement

2 Tier 2 — strong regulation

CySECCyprus Securities and Exchange Commission🇨🇾 Cyprus
Reference: check the register
Compensation: Investor Compensation Fund (ICF) — up to €20,000Negative balance protection: Required for retail clients
FMA (NZ)Financial Markets Authority🇳🇿 New Zealand
Reference: check the register
Compensation: No compensation scheme; approved dispute resolution schemesNegative balance protection: Not a regulatory requirement

3 Tier 3 — moderate regulation

CIMACayman Islands Monetary Authority🇰🇾 Cayman Islands
Reference: check the register
Compensation: No compensation schemeNegative balance protection: Not a regulatory requirement

4 Tier 4 — light / offshore

VFSCVanuatu Financial Services Commission🇻🇺 Vanuatu
Reference: check the register
Compensation: No compensation schemeNegative balance protection: Not a regulatory requirement

Licences are matched from public sources and regulator registers, and entities change over time. A licence held by one company in a group does not cover clients of another. Always confirm on the official register.

Regulatory profile

MultiBank Group is a forex & CFD broker founded in 2005 and headquartered in United Arab Emirates.

In our database MultiBank Group is matched to 7 licences from ASIC, BaFin, MAS, CySEC, FMA (NZ), CIMA and VFSC. The strongest of these, the ASIC (Australia), the BaFin (Germany) and the MAS (Singapore) are among the regulators we classify as tier 1 — bodies with strict capital, client-money and conduct rules.

Be aware that a single MultiBank Group website can front several legal entities. Its ASIC and BaFin-regulated companies serve local residents, while international clients are frequently handled by entities supervised by CIMA and VFSC, which offer much weaker safeguards.

Depending on the entity, eligible clients may be covered by EdW (BaFin) and Investor Compensation Fund (ICF) (CySEC). Negative balance protection is mandatory for retail clients under ASIC, BaFin and CySEC rules. Retail leverage caps apply at the ASIC, BaFin and MAS-regulated entities (for example 30:1 on major FX pairs at ASIC).

MultiBank Group offers MT4 and MT5. The advertised minimum deposit starts from about US$50 — minimums often vary by account type and entity.

Regulatory strengths

  • Licensed by 3 tier-1 regulators (ASIC, BaFin and MAS)
  • Operating for about 21 years
  • Compensation scheme available at BaFin and CySEC entities
  • Negative balance protection required at some entities

Points to check

  • International clients may be onboarded to offshore entities (CIMA and VFSC)

Protection by entity

RegulatorCompensationRetail leverageNegative balance protectionDisputes
1 ASICNo statutory compensation fund for OTC derivatives; complaints go to AFCA30:1 on major FX pairs for retail clients since March 2021Required for retail clientsAustralian Financial Complaints Authority (AFCA)
1 BaFinEdW — 90% of claim, up to €20,000 (plus €100,000 deposit guarantee at banks)30:1 on major FX pairs (ESMA rules)Required for retail clientsBaFin consumer complaints / ombudsman schemes
1 MASNo compensation scheme for leveraged FX20:1 on major FX pairs for retail investorsNot a regulatory requirementFinancial Industry Disputes Resolution Centre (FIDReC)
2 CySECInvestor Compensation Fund (ICF) — up to €20,00030:1 on major FX pairs (ESMA rules)Required for retail clientsFinancial Ombudsman of Cyprus
2 FMA (NZ)No compensation scheme; approved dispute resolution schemesNo fixed statutory cap; conduct and disclosure rules applyNot a regulatory requirementApproved dispute resolution schemes (e.g. FSCL, IFSO)
3 CIMANo compensation schemeNo statutory capNot a regulatory requirementCIMA
4 VFSCNo compensation schemeNo statutory capNot a regulatory requirementVFSC

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MultiBank Group regulation FAQ

Is MultiBank Group regulated?

Yes — in our database MultiBank Group is matched to 7 licences: ASIC (Australia), BaFin (Germany), MAS (Singapore), CySEC (Cyprus), FMA (NZ) (New Zealand), CIMA (Cayman Islands) and VFSC (Vanuatu). Which of these protects you depends on the legal entity you open an account with. Always confirm the licence on the regulator's official register.

Is MultiBank Group a tier-1 regulated broker?

MultiBank Group holds 3 licences from regulators we classify as tier 1: ASIC, BaFin and MAS.

Does MultiBank Group accept US clients?

MultiBank Group is not matched to a CFTC/NFA registration in our database. Only CFTC-registered, NFA-member firms may offer retail forex to US residents, so MultiBank Group generally cannot accept US retail forex clients.

Is my money protected with MultiBank Group?

Clients of MultiBank Group's BaFin and CySEC-regulated entities may be eligible for statutory compensation (EdW — 90% of claim, up to €20,000 (plus €100,000 deposit guarantee at banks); Investor Compensation Fund (ICF) — up to €20,000). Clients of other entities rely on segregation of funds and the firm's financial strength.

What is the minimum deposit at MultiBank Group?

MultiBank Group's advertised minimum deposit starts from about US$50. It can differ by account type, payment method and the entity you are onboarded to.

How can I verify MultiBank Group's licence?

Find the company name and licence number in MultiBank Group's client agreement or website footer, then search it on the regulator's official register (linked from each licence on this page). Confirm that the website domain you use is listed on the register, and check the regulator's warning list for clones.

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Risk warning: CFDs and leveraged forex are complex instruments and come with a high risk of losing money rapidly due to leverage. Most retail investor accounts lose money when trading CFDs. Consider whether you understand how they work and whether you can afford to take the high risk of losing your money. Read more.