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comdirect regulation & licences

Trading bank Founded 1994 🇩🇪 Germany

Licence ScoreModerateHow it's calculated

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Licences on record 1

1 Tier 1 — top-tier regulation

BaFinFederal Financial Supervisory Authority🇩🇪 Germany
Reference: check the register
Compensation: EdW — 90% of claim, up to €20,000 (plus €100,000 deposit guarantee at banks)Negative balance protection: Required for retail clients

Licences are matched from public sources and regulator registers, and entities change over time. A licence held by one company in a group does not cover clients of another. Always confirm on the official register.

Regulatory profile

comdirect is a trading bank founded in 1994 and headquartered in Germany. It is part of Commerzbank.

In our database comdirect is matched to 1 licence from BaFin. The strongest of these, the BaFin (Germany) is among the regulators we classify as tier 1 — regulators known for demanding capital and client-money standards and active enforcement.

Depending on the entity, eligible clients may be covered by EdW (BaFin). Negative balance protection is mandatory for retail clients under BaFin rules. Retail leverage caps apply at the BaFin-regulated entities (for example 30:1 on major FX pairs at BaFin).

comdirect supports its own proprietary platform.

Regulatory strengths

  • Licensed by 1 tier-1 regulator (BaFin)
  • Operating for about 32 years
  • Compensation scheme available at BaFin entity
  • Negative balance protection required at some entities

Points to check

  • No specific concerns from our licence data

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comdirect regulation FAQ

Is comdirect regulated?

Yes — in our database comdirect is matched to 1 licence: BaFin (Germany). Which of these protects you depends on the legal entity you open an account with. Always confirm the licence on the regulator's official register.

Is comdirect a tier-1 regulated broker?

comdirect holds 1 licence from regulators we classify as tier 1: BaFin.

Does comdirect accept US clients?

comdirect is not matched to a CFTC/NFA registration in our database. Only CFTC-registered, NFA-member firms may offer retail forex to US residents, so comdirect generally cannot accept US retail forex clients.

Is my money protected with comdirect?

Clients of comdirect's BaFin-regulated entity may be eligible for statutory compensation (EdW — 90% of claim, up to €20,000 (plus €100,000 deposit guarantee at banks)). Clients of other entities rely on segregation of funds and the firm's financial strength.

How can I verify comdirect's licence?

Find the company name and licence number in comdirect's client agreement or website footer, then search it on the regulator's official register (linked from each licence on this page). Confirm that the website domain you use is listed on the register, and check the regulator's warning list for clones.

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Risk warning: CFDs and leveraged forex are complex instruments and come with a high risk of losing money rapidly due to leverage. Most retail investor accounts lose money when trading CFDs. Consider whether you understand how they work and whether you can afford to take the high risk of losing your money. Read more.