comdirect licence record
Is comdirect regulated by the BaFin?
Yes, according to our records. comdirect is matched to a licence from the Federal Financial Supervisory Authority (Germany). Confirm it on the register before relying on it.
Search the BaFin register BaFin warnings All comdirect licences
What the BaFin licence means
Our records show that, comdirect holds a licence from the Federal Financial Supervisory Authority (BaFin), the financial regulator for Germany. We classify the BaFin as tier 1 — top-tier regulation. Strict capital, client-money and conduct rules with active enforcement; usually leverage caps and often compensation schemes.
For comdirect clients whose account is held by its BaFin-regulated entity, the key protections are: compensation — EdW — 90% of claim, up to €20,000 (plus €100,000 deposit guarantee at banks); retail leverage — 30:1 on major FX pairs (ESMA rules); negative balance protection — mandatory for retail clients; client money — Client funds segregated under German Securities Trading Act rules. Disputes can be taken to BaFin consumer complaints / ombudsman schemes.
Protection at a glance
- Regulator tier
- Tier 1 — Top-tier regulation
- Compensation scheme
- EdW — 90% of claim, up to €20,000 (plus €100,000 deposit guarantee at banks)
- Retail leverage
- 30:1 on major FX pairs (ESMA rules)
- Negative balance protection
- Required for retail clients
- Client money
- Client funds segregated under German Securities Trading Act rules
- Complaints
- BaFin consumer complaints / ombudsman schemes
How to verify this licence
- Open comdirect's client agreement or website footer and note the exact company name and BaFin licence number.
- Search that name or number on the official BaFin register. Check the status is current, not cancelled or suspended.
- Confirm the website domain you're using (comdirect.de) is the one listed on the register — clone firms copy genuine licence numbers.
- Search the BaFin warnings page and IOSCO I-SCAN for the brand name.
Frequently asked questions
Is comdirect regulated by the BaFin?
Our database records comdirect as holding a licence from the Federal Financial Supervisory Authority. Confirm the current status on the BaFin register: https://portal.mvp.bafin.de/database/InstInfo/
Does the BaFin licence protect all comdirect clients?
No. It protects clients whose account is with the specific comdirect company licensed by the BaFin. Clients onboarded to a different group entity are covered by that entity's regulator instead.
Is there a compensation scheme for comdirect clients under the BaFin?
EdW — 90% of claim, up to €20,000 (plus €100,000 deposit guarantee at banks)
What leverage can comdirect offer under the BaFin?
30:1 on major FX pairs (ESMA rules)