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City Index regulation & licences

Spread betting & CFD provider Founded 1983 🇬🇧 United Kingdom

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Our take

City Index was founded in 1983 and is now part of NASDAQ-listed StoneX Group. It is authorised by the FCA and holds licences in Australia and Singapore.

Best suited to: UK spread bettors who want a large, established provider

Licences on record 3

1 Tier 1 — top-tier regulation

ASICAustralian Securities & Investments Commission🇦🇺 Australia
Reference: check the register
Compensation: No statutory compensation fund for OTC derivatives; complaints go to AFCANegative balance protection: Required for retail clients
FCAFinancial Conduct Authority🇬🇧 United Kingdom
Reference: check the register
Compensation: FSCS — up to £85,000 per eligible client per firmNegative balance protection: Required for retail clients
MASMonetary Authority of Singapore🇸🇬 Singapore
Reference: check the register
Compensation: No compensation scheme for leveraged FXNegative balance protection: Not a regulatory requirement

Licences are matched from public sources and regulator registers, and entities change over time. A licence held by one company in a group does not cover clients of another. Always confirm on the official register.

Regulatory profile

City Index is a spread betting & CFD provider founded in 1983 and headquartered in United Kingdom. It is part of StoneX Group.

In our database City Index is matched to 3 licences from ASIC, FCA and MAS. At the top of that list, the ASIC (Australia), the FCA (United Kingdom) and the MAS (Singapore) are among the regulators we classify as tier 1 — bodies with strict capital, client-money and conduct rules.

Depending on the entity, eligible clients may be covered by FSCS (FCA). Negative balance protection is mandatory for retail clients under ASIC and FCA rules. Retail leverage caps apply at the ASIC, FCA and MAS-regulated entities (for example 30:1 on major FX pairs at ASIC).

City Index supports its own proprietary platform, MT4 and TradingView. The advertised minimum deposit starts at zero (no minimum) — minimums often vary by account type and entity.

Regulatory strengths

  • Part of a listed group
  • Over 40 years of history

Points to check

  • Not available in the US

Protection by entity

RegulatorCompensationRetail leverageNegative balance protectionDisputes
1 ASICNo statutory compensation fund for OTC derivatives; complaints go to AFCA30:1 on major FX pairs for retail clients since March 2021Required for retail clientsAustralian Financial Complaints Authority (AFCA)
1 FCAFSCS — up to £85,000 per eligible client per firm30:1 on major FX pairs for retail clients (20:1 minors, gold and major indices)Required for retail clientsFinancial Ombudsman Service (FOS)
1 MASNo compensation scheme for leveraged FX20:1 on major FX pairs for retail investorsNot a regulatory requirementFinancial Industry Disputes Resolution Centre (FIDReC)

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City Index regulation FAQ

Is City Index regulated?

Yes — in our database City Index is matched to 3 licences: ASIC (Australia), FCA (United Kingdom) and MAS (Singapore). Which of these protects you depends on the legal entity you open an account with. Always confirm the licence on the regulator's official register.

Is City Index a tier-1 regulated broker?

City Index holds 3 licences from regulators we classify as tier 1: ASIC, FCA and MAS.

Does City Index accept US clients?

City Index is not matched to a CFTC/NFA registration in our database. Only CFTC-registered, NFA-member firms may offer retail forex to US residents, so City Index generally cannot accept US retail forex clients.

Is my money protected with City Index?

Clients of City Index's FCA-regulated entity may be eligible for statutory compensation (FSCS — up to £85,000 per eligible client per firm). Clients of other entities rely on segregation of funds and the firm's financial strength.

What is the minimum deposit at City Index?

City Index advertises no fixed minimum deposit on its standard account, although some account types, payment methods or entities may require one.

How can I verify City Index's licence?

Find the company name and licence number in City Index's client agreement or website footer, then search it on the regulator's official register (linked from each licence on this page). Confirm that the website domain you use is listed on the register, and check the regulator's warning list for clones.

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Risk warning: CFDs and leveraged forex are complex instruments and come with a high risk of losing money rapidly due to leverage. Most retail investor accounts lose money when trading CFDs. Consider whether you understand how they work and whether you can afford to take the high risk of losing your money. Read more.