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Capital.com regulation & licences

Forex & CFD broker Founded 2016 🇨🇾 Cyprus

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Our take

Capital.com launched in 2016 and has grown rapidly. It is authorised by the FCA, CySEC and ASIC, with the Securities Commission of The Bahamas and Seychelles FSA covering international clients and a Kenyan licence for East Africa.

Best suited to: Beginners who value educational content and TradingView integration

Licences on record 6

1 Tier 1 — top-tier regulation

ASICAustralian Securities & Investments Commission🇦🇺 Australia
Reference: check the register
Compensation: No statutory compensation fund for OTC derivatives; complaints go to AFCANegative balance protection: Required for retail clients
FCAFinancial Conduct Authority🇬🇧 United Kingdom
FRN 793714Reported reference — verify
Compensation: FSCS — up to £85,000 per eligible client per firmNegative balance protection: Required for retail clients

2 Tier 2 — strong regulation

CySECCyprus Securities and Exchange Commission🇨🇾 Cyprus
Licence 319/17Reported reference — verify
Compensation: Investor Compensation Fund (ICF) — up to €20,000Negative balance protection: Required for retail clients

3 Tier 3 — moderate regulation

CMA (Kenya)Capital Markets Authority of Kenya🇰🇪 Kenya
Reference: check the register
Compensation: No dedicated compensation scheme for online forex clients confirmedNegative balance protection: Not confirmed — check with the broker
SCBSecurities Commission of The Bahamas🇧🇸 Bahamas
Reference: check the register
Compensation: No compensation schemeNegative balance protection: Not a regulatory requirement

4 Tier 4 — light / offshore

FSA (Seychelles)Financial Services Authority Seychelles🇸🇨 Seychelles
Reference: check the register
Compensation: No compensation schemeNegative balance protection: Not a regulatory requirement

Licences are matched from public sources and regulator registers, and entities change over time. A licence held by one company in a group does not cover clients of another. Always confirm on the official register.

Regulatory profile

Capital.com is a forex & CFD broker founded in 2016 and headquartered in Cyprus.

In our database Capital.com is matched to 6 licences from ASIC, FCA, CySEC, CMA (Kenya), SCB and FSA (Seychelles). Most importantly, the ASIC (Australia) and the FCA (United Kingdom) are among the regulators we classify as tier 1 — regulators that combine high capital requirements with meaningful retail protections.

Capital.com's licences span very different levels of protection — from ASIC and FCA to CMA (Kenya) and SCB. The entity you are assigned to normally depends on your country of residence; if you live outside the jurisdictions of its stronger licences, expect to be onboarded to an offshore entity.

Depending on the entity, eligible clients may be covered by FSCS (FCA) and Investor Compensation Fund (ICF) (CySEC). Negative balance protection is mandatory for retail clients under ASIC, FCA and CySEC rules. Retail leverage caps apply at the ASIC, FCA and CySEC-regulated entities (for example 30:1 on major FX pairs at ASIC).

Capital.com offers its own proprietary platform, MT4 and TradingView. The advertised minimum deposit starts from about US$20 — minimums often vary by account type and entity.

Regulatory strengths

  • FCA, CySEC and ASIC licences
  • TradingView integration

Points to check

  • Relatively young company

Protection by entity

RegulatorCompensationRetail leverageNegative balance protectionDisputes
1 ASICNo statutory compensation fund for OTC derivatives; complaints go to AFCA30:1 on major FX pairs for retail clients since March 2021Required for retail clientsAustralian Financial Complaints Authority (AFCA)
1 FCAFSCS — up to £85,000 per eligible client per firm30:1 on major FX pairs for retail clients (20:1 minors, gold and major indices)Required for retail clientsFinancial Ombudsman Service (FOS)
2 CySECInvestor Compensation Fund (ICF) — up to €20,00030:1 on major FX pairs (ESMA rules)Required for retail clientsFinancial Ombudsman of Cyprus
3 CMA (Kenya)No dedicated compensation scheme for online forex clients confirmedMaximum 400:1Not confirmed — check with the brokerCMA complaints
3 SCBNo compensation schemeNo statutory capNot a regulatory requirementSCB
4 FSA (Seychelles)No compensation schemeNo statutory capNot a regulatory requirementFSA Seychelles

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Capital.com regulation FAQ

Is Capital.com regulated?

Yes — in our database Capital.com is matched to 6 licences: ASIC (Australia), FCA (United Kingdom), CySEC (Cyprus), CMA (Kenya) (Kenya), SCB (Bahamas) and FSA (Seychelles) (Seychelles). Which of these protects you depends on the legal entity you open an account with. Always confirm the licence on the regulator's official register.

Is Capital.com a tier-1 regulated broker?

Capital.com holds 2 licences from regulators we classify as tier 1: ASIC and FCA.

Does Capital.com accept US clients?

Capital.com is not matched to a CFTC/NFA registration in our database. Only CFTC-registered, NFA-member firms may offer retail forex to US residents, so Capital.com generally cannot accept US retail forex clients.

Is my money protected with Capital.com?

Clients of Capital.com's FCA and CySEC-regulated entities may be eligible for statutory compensation (FSCS — up to £85,000 per eligible client per firm; Investor Compensation Fund (ICF) — up to €20,000). Clients of other entities rely on segregation of funds and the firm's financial strength.

What is the minimum deposit at Capital.com?

Capital.com's advertised minimum deposit starts from about US$20. It can differ by account type, payment method and the entity you are onboarded to.

How can I verify Capital.com's licence?

Find the company name and licence number in Capital.com's client agreement or website footer, then search it on the regulator's official register (linked from each licence on this page). Confirm that the website domain you use is listed on the register, and check the regulator's warning list for clones.

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Risk warning: CFDs and leveraged forex are complex instruments and come with a high risk of losing money rapidly due to leverage. Most retail investor accounts lose money when trading CFDs. Consider whether you understand how they work and whether you can afford to take the high risk of losing your money. Read more.