Trading 212 vs XM: licences compared

Side-by-side view of each broker's licences, regulator tiers and key facts. Remember that protection depends on which entity holds your account.

AttributeTrading 212XM
Licence Score72Strong70Strong
Strongest licence 1 Tier 1 1 Tier 1
Licences on record47
1 FCA United Kingdom Licensed—
1 ASIC Australia LicensedLicensed
2 CySEC Cyprus LicensedLicensed · Licence 120/10
2 FSCA South Africa —Licensed
2 DFSA United Arab Emirates —Licensed
2 FSC (BG) Bulgaria Licensed—
3 CMA (Kenya) Kenya —Licensed
4 FSA (Seychelles) Seychelles —Licensed
4 FSC (Belize) Belize —Licensed
Founded20042009
HeadquartersUnited KingdomCyprus
TypeMulti-asset brokerForex & CFD broker
Publicly listedNoNo
PlatformsProprietaryMT4, MT5
Minimum depositUS$1US$5
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Frequently asked questions

Is Trading 212 or XM better regulated?

Trading 212 has the higher Licence Score (72 vs 70), based on the number and tier of licences, operating history and public listing.

Which regulators license both Trading 212 and XM?

Both are matched to licences from ASIC and CySEC.

Risk warning: CFDs and leveraged forex are complex instruments and come with a high risk of losing money rapidly due to leverage. Most retail investor accounts lose money when trading CFDs. Consider whether you understand how they work and whether you can afford to take the high risk of losing your money. Read more.